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Mortgage fears shape buyer decisions A growing number of buyers are approaching mortgages through the lens of financial stress, past housing downturns and generational attitudes toward debt. The trend highlights the importance of understanding how financing fears may shape affordability conversations, refinancing decisions and long-ter...

Market myths keep buyers and sellers on hold Misconceptions about inventory, mortgage rates and market timing are keeping some buyers and sellers from making decisions, even when local data tells a different story. Clear, fact-based conversations can help customers move past worst-case thinking and toward choices that fit their goals. Three my...

Can a quitclaim deed remove someone from a mortgage? A quitclaim deed transfers ownership interest in a property, but it does not remove a borrower from the mortgage loan. That can create problems after divorce if the person later tries to qualify for a new mortgage. Question: My ex and I divorced last year, and she kept the house. I signed a quitclai...

Rate Check: Are Buyers Overpaying on Their Mortgage? A new study calls out the $60,000 mistake that too many home shoppers keep making. Current mid-6% mortgage rates—with the 30-year fixed-rate mortgage averaging 6.48% this week—may be straining homebuying budgets, but lending experts say borrowers increasingly overlook one critical step that coul...

Strong jobs report adds to rate discussion Employers added more jobs than expected in May, a sign of labor market strength that could keep mortgage rates in focus for buyers and sellers. Stronger-than-expected hiring in May points to a resilient labor market, but it could also keep mortgage affordability in focus if the Federal Reserve sees....

Older buyers are prioritizing long-term livability in home searches Homebuyers over 55 are placing greater emphasis on aging-in-place features, maintenance needs and long-term lifestyle fit when searching for homes, creating new opportunities for Realtors who understand these housing concerns. Retirement-age buyers are increasingly evaluating whether a property will...

Builder confidence rises in May as incentives remain common Higher mortgage rates and affordability pressures have shaped buyer demand. New data from the National Association of Home Builders showed incentives remained elevated for the 14th straight month. Builder confidence improved modestly in May, but builders are still relying heavily on incentives and p...

Sellers face higher costs, delays on pre-listing renovations Industry professionals said highly personalized upgrades and DIY projects often fail to deliver the resale boost sellers expect and may delay a home from reaching the market. With rising costs, labor shortages and project delays, pre-listing renovations are becoming more complicated for home sellers...

Online listings shape buyer first impressions A strong digital presentation will help sellers attract more attention before buyers decide whether to schedule an in-person showing. A home’s first impression no longer begins at the curb. For many buyers, it starts on a phone or computer. A recent Forbes article said while curb appeal still matt...

Tax planning can play a bigger role in long-term wealth building than many realize Tax planning can play a bigger role in long-term wealth building than many realize Tax planning is often treated as an annual, or quarterly, task tied to filing deadlines, but financial experts say it can have a much larger influence on long-term wealth building if it’s approached as an ongoing fi...