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“The building decides your condo loan” = lenders are underwriting the tower as much as the buyer. In 2026, inspections, reserves, HOA health, and insurance can flip a deal from bank-approved to non-warrantable overnight. Our guide breaks down the 8 factors Miami condo realtors, buyers, and investors need to consider in order to spot financeable buildings early, price risk right, and close without surprises. Visit our market insights blog to read the full article