Michael Clubb - Realtor

Knowing how much money you have in the bank is just the start to early retirement planning.

A Checklist for Retiring Early Retiring early is a great idea if you can afford it. Unfortunately, few people plan for retirement a...

Hint It can cost much less than expected

How Much to Spend on an Engagement Ring Ask any jeweler how much money you should spend on an engagement ring and they’ll likely give you th...

Having trouble keeping track of your monthly payments? You might be damaging your credit score.

How to Negotiate a Clean Credit Report A late payment on a credit bill or other debt such as a mortgage can have a significant impact on yo...