Doug Porter - Ohio Insurance Alliance Group

I Just got off the phone with Santa.🎅 He told me he just paid off his loan on the sleigh which surprised me (the Bank has their hands on everything). I recommended he still carry comprehensive and collision coverage. The comprehensive was important if he hit a Reindeer. 🦌 Santa had to remind me Rudolph and his red nose worked as a beacon, silly me forgot. We made sure his bodily injury coverages were 250/500 and property damage was 100. The sleigh 🛷 is a classic so I set him up with Hagerty, which is a classic car carrier. Also made sure we got him an umbrella ☂️ policy (Santa has some assets, let me tell you). Made sure his log cabin 🏠 at the North Pole was properly insured as well.

Mrs. Claus was so happy she already referred me to all the Elves at the North Pole. ✅

Merry Christmas! 🎄🎁

Do you know the difference between an H1, H3 or H5 policy..... if not I’m here to help as it is the difference between whether or not your claim is paid based on functional value... which means if you have a 20-year-old couch then you might only get $100 to replace it... if it’s a replacement value and it needs to be replaced you get a new one.... so if you want to make sure that you have the proper coverage give me a call or message me

Surprise! Homes near fire departments and fire hydrants cost less to insure. little known facts about home insurance fire department - To save money, find a home located in a community with a fire department that is deemed "highly rated." You may pay lower insurance premiums if you live in such a community.