Pivot Point Housing Consultants

Do you want to finally take control of your financial future, but don't know where to start?

Are you paying crazy high rates because of your low credit score?

Do you want to own a home and want FINANCIAL FREEDOM??

Message us today for help!

We can have our team of dedicated credit repair specialists and housing consultants available to get you started.

Absolutely true! 📈 The topic of interest rates will always be "interesting." That's why I take a different approach with my borrowers—I coach them to focus on affordability, not just rates. If the payment feels comfortable, it makes more sense. Plus, let's not forget, you can always explore refinancing in the near future. Smart financial moves are about more than just rates! 💰🏡

🏡New FANNIE MAE Loan Program 🏡
As a Mortgage Loan Officer, I'm thrilled to share this fantastic news from Fannie Mae about their new Sponsor-Dedicated Workforce (SDW) program.
This is a game-changer for anyone seeking affordable housing solutions, and I want to break it down for you:
Let's consider a multifamily property with 100 units, each renting at $1,200/month. With the SDW program, property owners can now allocate 20% of these units to individuals earning 80% of the area median income (AMI), which translates to $40,000 per year. These 20 units can be rented at a reduced rate of $800/month, creating an affordable housing option for those who need it.
As a Mortgage Loan Officer, I see this as an incredible opportunity for property owners to be part of the solution while still maintaining market-rate units. This initiative is not only socially responsible but also financially smart. Fannie Mae's SDW program provides pricing incentives and flexible financing, making it an attractive proposition for investors.
If you're interested in exploring how this program can benefit you, whether as a property owner or an aspiring homeowner, please feel free to reach out to me. I'm here to guide you through the possibilities and help you make the most of this exciting development in affordable housing.
Together, let's make housing more accessible and affordable for everyone. 🏡🌟