ABC Wealth Inc.

If you bought stocks at the peak in 2000, you waited about 13 years just to get back to even.

That's called a lost decade, and it's not a fluke. The S&P 500 didn't sustainably reclaim its March 2000 peak until 2013 (not counting dividends).
The Nasdaq took 15 years.
The Dow went essentially nowhere from 1966 to 1982.
Flat stretches like these are a normal part of market history - the "just buy and hold" crowd just doesn't talk about them.

Why bring it up now?
The Dow just hit another all time high while the Nasdaq has been under pressure for weeks.

"It'll come back eventually" is not a plan.
Is is possible or probable to happen again?

Disclaimer: This post is for educational and informational purposes only.

When considering ROTH conversions, there are many factors to consider.

To be most effective,the use of non IRA funds to pay the taxes is highly recommended.

If you don’t have it, careful calculations must be applied.

For those of you thinking about opening a Revocable Living Trust…

WHAT ARE YOU WAITING FOR!?

Clients found out the hard way that their inherited condo in Ocean City, Maryland comes with a twist.

A 10% inheritance tax, plus a 1% filing fee.
So, an 11% tax from the state on an $850,000 condo is $93,500.

Completely avoidable.
Let us help you.

As a fiduciary and financial planner, I am often asked. “When is the best time to start Social Security income?”

The only way to be 100% certain is to know exactly when you were going to die, so we guesstimate.
It is a deeply personal decision that is different for everybody because multiple circumstances need to be considered.

Especially when a Roth conversion strategy is being implemented.

This chart can give you a broad perspective on where the breakeven point is by taking it at age 62 or age 70.