Valeda McDowell - Realtor

The 21st Century ROAD to Housing
Act!

Is a comprehensive bipartisan housing law designed to increase affordable housing supply and combat rising real estate costs. It automatically became law on July 11, 2026, after President Trump declined to sign it.Key provisions of the landmark legislation include:

Institutional Investor Restrictions: Restricts large entities and institutional investors (those owning 350 or more single-family homes) from purchasing new single-family homes, with exemptions for "build-to-rent" properties.

Supply-Side Incentives:
Creates grant programs through the Department of Housing and Urban Development (HUD) to incentivize local governments to streamline permitting, loosen zoning restrictions, and approve single-stair multifamily buildings.

Financing & Modernization:
Updates financing rules for manufactured housing, expands rural housing options, and cuts down on duplicative federal environmental inspection reviews.Rental Assistance: Lifts the Rental Assistance Demonstration (RAD) cap to preserve and improve public housing units.