Revive Insurance

New to the world of insurance policies?

Welcome! We’re so happy you’re here :)

Just remember, proper insurance coverage is crucial for protecting yourself and your family in the case of damages or an emergency.

So we want to clarify any confusion or questions you may have about insurance plans, monthly premiums, deductibles, or about the work we do on a daily basis.

Drop your question in the comments below and we’ll be happy to share our knowledge and expertise.

Navigating health insurance plans can be a daunting task.

The terminology is confusing, policy breakdowns are hard to follow, and the stakes are awfully high.

So to make the selection process easier, here are a few things for you to consider:

1) Your employer’s plan may not be the best deal

This is because group insurance premiums are based on the group’s average health — so if you’re healthy as a horse, you might find a cheaper plan or one with more benefits.

2) The lowest premium plan may not be cheaper in the long run

Low premiums are tempting, we get it! But when it comes to medical emergencies, premiums might not even be the most significant cost.

After all, plans with lower monthly fees tend to make up the difference elsewhere — usually with a high out-of-pocket deductible!

3) But don’t avoid high-deductible plans either

If you maintain your health and have the means to cover the expenses, higher deductibles can actually save you a lot of money in the long run!

There’s a lot to think about when it comes to picking a health care plan — so if you’d like to discuss it further, drop a comment below or send us a message :)

We love to listen to music while we work – right now our team has “Take Out Some Insurance on Me” stuck on repeat.

So we want to know:

What’s your favorite song that mentions insurance?

Considering buying insurance, but unsure about where to start?

No problem – that’s why we are here to help :)

Before you commit to any pesky premiums, you’ll want to assess your options and pick the best policy for you and your budget.

So here are two tips to make the process easier:

First, consider your worst case scenario. This is the annual premiums plus the out-of-pocket maximum for each plan option. You can compare the totals of each plan and see how they stack up.

Second, keep an eye on the deductible — cheaper isn’t always better! You may be better off with a slightly higher premium with lower out-of-pocket costs.

We know it’s a lot to think about — so if you need a hand making the decision, just send us a message and we’ll be happy to help you out :)

It may seem obvious — but did you know that home insurance and rental insurance aren’t the same thing?

Well, in case you didn’t, allow us to clear up the confusion:

To put it simply, home insurance provides coverage for damages and losses due to unexpected perils like theft, flooding, or fire.

It’s for people who own their house or apartment — and covers both the physical structure of their home and the personal belongings inside.

Rental insurance, on the other hand, provides coverage for losses and damages to a renter’s personal property — not for the building itself.

So know the difference, and pick the right policy to make sure you’re covered either way!