Prosperity Pathways

Thoughtful Thursday.

In almost every couple, one person is more interested in finances than the other.

One spouse wants spreadsheets.

The other spouse wants absolutely nothing to do with spreadsheets.

The funny part?

Neither person is usually wrong.

One wants confidence.

The other wants simplicity.

The best financial plans create both.

Quick poll:

Are you the "spreadsheet spouse"?

Or the "we'll be fine" spouse?

Drop your answer below.

(And if you're reading this together, be honest.)

Visit us at: https://www.prosperityp.com/

Tax Tuesday.

Nobody has ever called me and said:

"Joe, I was really hoping to send more money to the IRS this year."

Yet every year, people are surprised when they owe more than expected.

Some common reasons:

• A large bonus
• Stock compensation
• Retirement distributions
• Investment gains
• Side income
• Changes to withholding

The problem isn't necessarily the tax bill.

The problem is being surprised by it.

What's worse:

A surprise tax bill or a surprise dentist appointment?

Let me know in the comments.

Visit us at: https://www.prosperityp.com/

We've all done it.

Check the 401(k).

Check it again.

Maybe one more time just to make sure it didn't change in the last 15 minutes.

But the account balance is only one piece of the retirement puzzle.

The questions that matter most are often the ones we put off:

• When can I realistically retire?
• Will I have enough income?
• How much should I actually be spending?
• What will taxes look like?
• Are my spouse and I even on the same page?

No judgment. Most people don't have answers to all of these.

What's the retirement question you've been putting off?

Drop it in the comments or send me a message.

Visit us at: https://www.prosperityp.com/