Total Financial Management 517

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Total Financial Management 517 | Tax Prep, Bookkeeping & Business Structuring | Lansing, MI – Simplify your finances with Total Financial Management 517 in Lansing. We offer a wide range of services, including individual and business tax returns,.. I am an experienced accountant dedicated to helping clients achieve financial peace of mind. One of my proudest accomplishments is helping reduce over $100,000 in taxpayer debt for those I serve. I believe in creating personalized, effective solutions that make a real difference.

Im sorry, I did not realize I did not wish Happy New Year! May 2026 bring everything your heart desires.

Total Financial Management 517


Does your business have a Standard Operating Procedures (SOP) Manual or an Employee/Contractor Handbook? 📖 Or are y’all just out here winging it? 🫣

Systems create structure. Structure creates growth. 💪🏾

Total Financial Management 517

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💡 Wealthy people leverage their homes why don’t we?

Let’s look at the numbers:
🏡 Home value: $300,000
💳 Owe on mortgage: $150,000
📊 Equity: $150,000

Most lenders let you borrow up to 80–85%. That means you could access around $90,000 in equity.

If your tax debt is $30,000, using a home equity loan or HELOC could:
✔️ Pay it off at a lower interest rate
✔️ Save you from costly penalties
✔️ Give you breathing room financially

⚠️ Remember: your home is collateral, so this move requires discipline. But it’s exactly how wealthy people manage big obligations strategically.

Wealthy people leverage their homes—why don’t we?

Let’s look at the numbers:
🏡 Home value: $300,000
💳 Owe on mortgage: $150,000
📊 Equity: $150,000

Most lenders let you borrow up to 80–85%. That means you could access around $90,000 in equity.

If your tax debt is $30,000, using a home equity loan or HELOC could:
✔️ Pay it off at a lower interest rate
✔️ Save you from costly penalties
✔️ Give you breathing room financially

⚠️ Remember: your home is collateral, so this move requires discipline. But it’s exactly how wealthy people manage big obligations strategically.