Ned Williams Insurance Group

Ways to Save Money on Gas and Improve Your Fuel Economy

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FAQ: My neighbor's tree fell on my house. Will my neighbor´s homeowners insurance policy pay for the damage and tree removal?

Probably not, unless your neighbor was at fault. Your neighbor isn’t responsible for acts of nature. If your neighbor's policy doesn’t pay, you can file a claim under your own policy.

We shop our 40 insurance companies to find you the most savings.
Call or text 832-586-7212 or DM to get a free insurance audit or quote. 9am - 9pm Mon-Sat
Ned Williams Insurance Group

A tree fell in my yard. Will my homeowners policy pay for tree removal?

Many policies provide some coverage to remove trees or limbs that fell due to storm damage and damage your house or block your driveway. Trees and limbs falling in your yard usually aren’t covered. Call your agent or company to ask if your policy will pay.

Call or text 832-586-7212 or DM to get a free insurance audit or quote. 9 am - 6pm Mon – Fri
We shop our 40 insurance companies to find you the most savings.
Ned Williams Insurance Group

How does the insurance company decide if my car should be totaled?

If the cost to repair your car is close to or more than its current value, the company will probably decide to total it. This means that, instead of paying to fix your car, the company will pay you the car’s value.

Call or text 832-586-7212 or DM to get a free audit or quote. 9 am - 6pm Mon – Fri

We shop our 40 insurance companies to find you the most savings.

Ned Williams Insurance Group

Will my policy pay if someone steals things out of my car?

Your auto policy won’t. However, your homeowners' or renters' policy might pay if you have one of those policies. If you live with your parents, their homeowners or renters policy might cover the things in your car. If you don't know if your homeowners or renters policy will cover, we offer a free policy audit to confirm what you have or have not covered.

Call or text 832-586-7212 or DM to get a free audit or quote. 9 am - 6pm Mon – Fri

We shop our 40 insurance companies to find you the most savings.

If your friend borrows your car and gets in an accident, will your auto insurance cover her?

The average cost of private 4-year college is $212,868. So if college is in your children’s future, life insurance should be in your financial plan today. Be sure your loved ones are protected.

We shop our 40 insurance companies to find you the most savings. Call or text 832-586-7212 or DM me to get a free quote. 9 am - 6pm Mon – Fri

Ned Williams Insurance Group

Will my auto insurance company drop me if I get in a wreck?

Companies probably won’t drop you after the first wreck. But if you get in a lot of accidents or get a lot of tickets, you might be charged more. If you’ve had tickets or accidents and are trying to buy insurance, some companies might not sell you a policy.

If two or more companies turn you down, contact us at 832-586-7212.

Ned Williams Insurance Group

DID YOU KNOW? The average cost to raise one child to age 17 is $233,610. Think about that. If you have two kids, that’s half-a million bucks just to get them through high school! That’s a pretty good reason to think about life insurance.

We shop our 40 insurance companies to find you the most savings.
Call or text 832-586-7212 or DM me to get a free quote. 9 am - 6pm Mon - Fri

Ned Williams Insurance Group

Will I get a refund if I cancel my auto insurance policy early?

Yes. If either you or the company cancels your policy, the company must give you a refund for the remaining months. So if you paid a full year of premiums and you cancel after one month, you’ll get 11 months’ worth of premiums back.

We shop our 40 insurance companies to find you the most savings.

Call or text 832-586-7212 or DM me to get a free quote. 9 am - 6pm Mon - Fri

Ned Williams Insurance Group

Texas Auto Insurance Frequently Asked Questions

What could happen if I don’t have auto insurance?

The police officer who pulls you over will likely give you a ticket. Then the court could fine you up to $350. If it happens again, you could be fined up to $1,000 and have your driver’s license suspended.

We shop our 40 insurance companies to find you the most savings.
Call or text 832-586-7212 or DM me to get a free quote. 9 am - 6pm Mon - Fri

Ned Williams Insurance Group