Dominique Hopson Realtor

Picture this: after countless hours of searching, open houses, and scrolling through listings, you finally find the house that checks all the boxes. But just as you’re ready to make it yours, you discover something unsettling—a lien on the property. 🚩

A lien can complicate things fast, but with the right approach, you can ensure a smooth purchase and avoid unexpected surprises down the line.

Here’s what you need to know:

✅ Mortgage liens – These stay on the property until the mortgage is fully paid. Make sure all mortgage liens are resolved before you buy.

✅ Income and property tax liens – Unpaid taxes? These could mean the government has first rights on the property’s sale. Check for any tax liens early on.

✅ Judgment liens – If there was a court case against the previous owner, a judgment lien might be attached. This needs to be cleared before moving forward.

✅ How to check for liens – Start with public records searches or work with a title company to uncover any claims on the property.

✅ Removing a lien – Insist that the seller clears all liens before closing to avoid any lingering issues!

Looking to buy a home in 2025? Let’s make sure your process is smooth and free of surprises! Comment “GUIDE” and join me for a FREE Zoom session where I’ll walk you through key strategies to avoid costly mistakes 🏡.

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