TAR Associates LLC

💸 The W.E.A.L.T.H. Framework 🗣️
🏢 A framework in its simplest form is a set of guidelines or concepts that can help you approach a situation in a structured way.
The GREAT thing about the WEALTH framework is that it’s not a one size fits all approach but it provides you with an overview of how to start tackling the all the important areas of your money.
The one thing this framework doesn’t cover is the foundational piece which is income. It’s hard to do any of this without the proper income to get you there. If you aren’t making enough to cover your basic necessitates, INCOME is the first place to start and you can branch out from there. Working on income can look like asking for a raise, getting a side hustle, spending money on a course to skill up for a higher paying job, getting a new job and negotiating higher pay.
🤔 Go go through this framework and pick the areas that are most important to you and get to work. Within each card, all you need to do is pick at least one of the methods mentioned and get going.
Money is 80% consistency and just getting started.
🙅🏽‍♂️ So stop over analyzing what to do first, pick a method from each card, remix it if you need to, and JUST START.

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🗣️ According to a WalletHub report, Americans paid $163.89 billion in credit card fees and interest in 2023❗️

🤔And with interest rates on the rise, having a strategy in place will be critical in 2024.

💭Remember to follow for more debt payoff tips.

🗻 There are two popular frameworks: the debt avalanche and the debt snowball.
The debt avalanche method is like a financial ninja move.
You line up your debts -from the highest interest rate to the lowest interest rate, regardless of how much money you owe.
Then, you’ll want to pay as much money to the debt with the highest interest rate on the list while paying the minimum on all the others until that first debt is paid off. Then rinse and repeat.

❄️ For the snowball, you’ll organize your payoff from the smallest balance to the highest balance regardless of the interest rate. Then, you’ll put as much money as you can into the debt with the smallest balance while paying the minimum on all the other debts until the smallest balance is paid off.
Then rinse and repeat.

🤔 Why does having a strategy matter? Because it’s not just a plan, it’s a smart, calculated assault on your debts. Imagine what you could do with all the extra money you save and also have after you pay off your debt!
So how can having a debt payoff strategy work for you?
⁃ Gives you a clear plan
⁃ Can save you money
⁃ Provides peace of mind
Ultimately, a plan helps you pay down debt effectively.
Are you currently paying down debt? If so, what strategy are you using and how much debt are you currently tackling?
Drop it 👇 below

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Client Success 🗣️🎉

🚀 ANOTHER CLIENT FILE IS READY❗️

Trusted the process and out came RESULT❗️

7️⃣4️⃣6️⃣ Credit Score After A Full Credit Sweep 🧹 & 1️⃣ OF OUR AU TRADE LINES❗️

🍾 ITS NOW FUNDING TIME ❗️
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🫵 You too can break your way into financial freedom.

📆 Start Today | Schedule Your Free CREDIT Consultation Today 🏦

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🏠 Reporting your rent can be a great addition to your credit score and can really give you a boost from 40-120+ points!

🗣️ Let us know if you use any of these rent reporting sites! Drop the name of the company you use in the comments below 👇 👇👇👇👇👇👇👇👇👇👇👇

🧐 Did you find this post helpful⁉️

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🗣️ When creating your LLC, your number matters!
🏢 Choosing a professional number(A 800-Number) can be the key piece to making you credible & fundable to the banks. You don’t want to risk getting your business less funding or no funding at all 🙅🏽‍♂️

📊 This can be a difference between $25K funding vs $150k+ but you must be structured and setup properly. It’s more than just having an LLC❗️

🧐 Do you want to learn more about how to properly structure your business, and how to become Credible, Findable, & Fundable to the BANKS⁉️

📆 Schedule a Consultation with us and we thoroughly break down more of how to choose the right business name to avoid high risk, the best NAICS code for for high limit approvals for your business❗️

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🗣️ When creating your LLC, choose your business names wisely, but unique!
🏢 Choose a business name that is not considered high risk or a restricted industry. You don’t want to risk getting your business less funding or no funding at all 🙅🏽‍♂️

📊 This can be a difference between $25K funding vs $150k+ but you must be structured and setup properly. It’s more than just having an LLC❗️

🧐 Do you want to learn more about how to properly structure your business, and how to become Credible, Findable, & Fundable to the BANKS⁉️

📆 Schedule a Consultation with us and we thoroughly break down more of how to choose the right business name to avoid high risk, the best NAICS code for for high limit approvals for your business❗️

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🗣️ When it comes to repairing your credit, it can be a hassle trying to get negative items removed. The bureaus make it hard to remove inaccurate items because they believe you aren’t knowledgeable as the consumer❗️

🚫 We No To The Stall Tactics & YESSSS TO ALL NEGATIVE ITEMS GETTING REMOVED FROM OUR REPORT❗️

🧐 Do you want help fixing and building your credit so you can get approved for everything you desire and not be hindered by the terrors of bad credit ⁉️

💬 Comment ‘CREDIT’ 🙋🏽‍♂️ to secure your consultation w/ ❗️

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THURSDAY TIP❗️

🔐 Secured Credit Card vs 💳 Unsecured Credit Card❗️

🤔 There are differences between these two types of credit cards. People with or no credit typically tend to start off with secured credit cards. Your credit must qualify in order for you to get an unsecured credit card.

🧐 Which card does your credit qualify you for?

💳 Do you want help fixing and building your credit so you can get high limit approvals on unsecured credit cards⁉️

💬 Comment ‘CREDIT’ 🙋🏽‍♂️ to secure your consultation w/ ❗️

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Client Testimonial 🗣️

ANOTHER ONE OF OUR CHASE AU TRADE LINES POSTED FOR THIS CLIENT❗️

Fast Results ONLY 2️⃣ DAYS BEFORE REPORTING❗️

PURCHASE YOUR NEXT TRADE LINE WITH US & Watch Your Credit Score TAKE OFF 🚀

🫵 You too can break your way into financial freedom.

📆 Start Today | Schedule Your Free CREDIT Consultation Today 🏦

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Client Testimonial 🗣️

ANOTHER CLIENT IN THE 7️⃣0️⃣0️⃣ CLUB‼️🎊

🎊 Congratulations 🎉 to for reaching this significant milestone❗️

🫵 You too can break your way into financial freedom.

📆 Start Today | Schedule Your Free CREDIT Consultation Today 🏦

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🗣️Yes You Read That Correctly, Payment History & Utilization is ILLEGAL‼️

📈 Payment history and utilization make up 65% combined which is equal to 357.5 points on your credit score.

📊 FICO is a algorithm that uses your information on your consumer report to give you a credit score. FICO nor vantage are not government agencies. Experian, TransUnion, nor Equifax are not government agencies, nor are they credit bureaus‼️

❌ ITS ALL MADE UP🙅🏽‍♂️😵

👨🏾‍⚖️ 15 U.S. Code 1681a - Definitions; rules of construction. (2) Exclusions - “Except as provided in paragraph (3), the term “consumer report” does not include (A) Subject to section 1681s-3 of this title, any—
• (i) report containing information solely as to transactions or experiences between the consumer and the person making the report;

📚 Person - (b) The term “person” means any individual, partnership, corporation, trust, estate, cooperative, association, government or governmental subdivision or agency, or other entity.

🤔 DID YOU FIND THIS HELPFUL⁉️
🙅🏽‍♂️ DONT LET LATE PAYMENTS & HIGH UTILIZATION STOP YOU FROM PERFECT CREDIT🏦

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