Intelliloan – Borrow Smart. These are nervous times for mortgage-seekers. Times are uncertain enough without worrying about whether you have the right loan from the right lender. Intelliloan is a lender with decades of experience and we will help you select a loan that meets your needs. Who is Intelliloan? Intelliloan is a mortgage banker. This means that, unlike mortgage brokers, we close mortgag
es in our own name using our own funds. Intelliloan is also a direct lender. This means we are familiar with your local area and know the value of local buildings. When you arrange your loan, you are dealing with us directly; there is no nameless, faceless middleman. Why should you do business with Intelliloan? STABILITY - We have over 20 years’ experience in the mortgage lending business. Intelliloan has been around since 1993 and we plan to be around for a lot longer! Some mortgage lenders go into hiding the moment the market gets tough. Our business is thriving in these challenging times because customers like our honest, customer-centered approach. We are a proud member of the Better Business Bureau since 1999 and have an A+ rating. GREAT RATES - Whether the prevailing rate is high or low, Intelliloan makes sure you get the best rate possible. You have already seen the “low” rates offered by other lenders. Not only will we offer you genuinely great rates, we make the process as painless and transparent as possible. EFFICIENCY – With our streamlined, transparent, intelligent direct lender-to-borrower process, we try to close loans in as few as 10 days! Some lenders swamp their customers with complicated forms and cryptic jargon. They think it makes them look smart and indispensable. Not us. We know we’re smart. Intelligent by name, intelligent by nature, we strive to give you access to the materials and information that make approval and closure easy, fast and low-stress. ROBUST PRODUCT LINE – We offer FHA, VA, and Conventional programs. This means that we may be able to provide you with extra benefits. If you are a first-time buyer and cannot afford a hefty down payment, you may still qualify for a loan. LOCAL LENDING – Intelliloan does not hire offshore talent so your mortgage specialist won’t be working from an open-plan call center in a far, distant country. They will be employed locally and have an understanding of you, your needs and your lifestyle. What makes Intelliloan so great? We provide prompt and painless service while striving to save you money. In addition to low interest rates, we aim to give you top-notch service and a transparent loan process. Our customers appreciate our honest and straightforward approach. Many customers who come to us to refinance their existing mortgages say they wish they had come to us to begin with. It could be less expensive and a lot less stressful. Don’t just take our word for it; check out testimonials on www.intelliloan.com. We take pride in putting you, the customer first. It’s your mortgage and your money. Give us a call and find out how we can save you money but also make the whole process straightforward and less nerve-wracking. Intelliloan, Inc. is located at 3090 Bristol Street, Suite 600, Costa Mesa, CA 92626 and is licensed, registered, or exempt from licensing to conduct business in the following states:
California Financing Law License, #6036970. Loans made or arranged pursuant to a California Financing Law license. Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License #4130924
Colorado Mortgage Company Registration - Regulated by the Colorado Division of Real Estate. Connecticut Mortgage Lender License #ML-3290
Delaware Lender License, # 025964
District of Columbia Mortgage Dual Authority License #MLB3290. Florida Mortgage Lender Servicer License #MLD423
Illinois Residential Mortgage licensee #MB.6759473
Regulated by the Illinois Department of Financial and Professional Regulation:
Division of Banking
320 W. Washington Street
Springfield, IL. 62786
217-782-3000
Minnesota Residential Mortgage Originator License #MN-MO-40019736 - This is not an offer to enter into an agreement. Any such offer may only be made in accordance with Minn. Stat. 47.206(3) & (4)
Nevada Mortgage Company License #3759
New Hampshire Mortgage Banker License # 22928-MB. New Jersey Residential Mortgage Lender License. Licensed by the N.J. Department of Banking and Insurance. New Mexico Mortgage Loan Company License. North Dakota Money Broker License, #MB103443
Licensed under the Oregon Consumer Finance Act, License #ML-3692
Oklahoma Mortgage Lender License, #ML011691
Pennsylvania Mortgage Lender License #40659. Licensed by the PA Department of Banking and Securities. Rhode Island Lender License, #20183602LL
South Carolina Mortgage Lender/Servicer License #MLS – 3290
South Dakota Mortgage Lender License, # ML.05233
Tennessee Mortgage License, #145872
Texas Mortgage Banker Registration. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. Utah Residential First Mortgage Notification/ UT Mortgage Entity License, #10633546
Vermont Lender License, #7187
Virginia Broker/Lender License #MC-5718, Regulated by the Virginia State Corporation Commission. Washington Consumer Loan Company License #CL-3290
Wisconsin Mortgage Banker License #3290BA
-- EQUAL HOUSING LENDER --
02/11/2026
Mortgage rates are still a major topic in 2026. With today’s market more stable — but higher than the historic lows of the early 2020s — many buyers and homeowners are wondering: wait or move forward?
Rates are shaped by inflation, Fed policy, bond markets, and broader economic trends. Short-term headlines don’t always tell the full story.
In our latest blog, we cover:
✔️ How bond markets influence mortgage rates
✔️ What buyers should consider in today’s environment
✔️ Key refinance factors for homeowners
✔️ Why personal readiness matters more than perfect timing
Welcome Ashlee Kinney to our team as Home Loan Specialist II!
A Newport Beach resident for 30 years who grew up in Marin County, Ashlee has two children and enjoys hiking, working out, running, and riding bikes around Newport Harbor. She's also a Certified Personal Trainer and Certified Life Coach with internet and marketing expertise.
We're excited to have Ashlee's experience and relationship-focused approach on our team!
02/11/2026
11/08/2025
