Wenclewicz Insurance

Not always.

There are dozens of discounts available depending on:

✔ Bundling your policies

✔ Your driving history

✔ Home security systems

✔ Safe driving habits

✔ Paying your policy a certain way

✔ Your home updates

The problem?

Many people never ask.

One conversation could lower your premium without reducing your coverage.

That's why we review every policy for available savings.

Their first instinct is to panic. Their second is to call you, or worse, start talking to the other driver and apologizing. Admitting fault, even just saying 'I'm so sorry,' can be used against you. And the absolute last person they should call is the other person's insurance company.

The first call they need to make is to their own insurance agent. That's me, or whoever your agent is. Why? Because we immediately become their advocate. We work for YOU, not the other company. We can walk them through exactly what to do and say while they're still at the scene.

Tell them to say this: 'Hi, this is Bill. I've been in a minor accident. No one is hurt. Can you tell me what information I need to get from the other driver?' That's it. Simple. We take it from there.

Making this one call first prevents them from accidentally admitting fault, ensures they collect the right info, and starts the claim process correctly so your rates are protected as much as possible. It turns a panic moment into a simple process.