Elkin Financial Group

A lot of people are surprised to learn that Original Medicare does NOT cover most routine dental care.
That means things like cleanings, fillings, crowns, dentures, and even implants can become out-of-pocket expenses in retirement.

The good news? You do have options.

Depending on your situation, preventive dental coverage may be available through:
🦷 Medicare Advantage plans – Some include routine cleanings, exams, X-rays, and limited dental benefits
🦷 Standalone dental insurance – Can help cover preventive care and reduce costs for basic and major dental work
🦷 Discount dental plans – Not insurance, but can lower costs for services at participating providers

Why does this matter?
1️⃣ Because preventive dental care isn’t just about your smile—it’s about catching issues early before they become major health problems AND major expenses.
2️⃣ A routine exam today could help prevent a much bigger bill tomorrow.
I broke this down in a blog that explains what Medicare covers, what it doesn’t, and how to plan ahead.

Check it out here: https://www.elkinfinancial.com/blog/the-elkin-edge-1/medicare-and-dental-coverage-19

One avoidable mistakes people make in retirement? Not planning for dental care.

Preventive dental care isn’t just about cleaning your teeth—it’s about catching problems early, when they’re usually easier (and less expensive) to treat.

During routine visits, dentists can sometimes spot signs of oral cancer, vitamin deficiencies, osteoporosis, and other health concerns.

That matters for two big reasons:
✅ Early detection can lead to better outcomes and fewer complications.
💲Preventive care is often far less expensive than major treatment after a problem gets worse.

In retirement, health surprises can become financial surprises fast.

Taking care of the little things today can help you avoid the big bills tomorrow.

Preventive care isn’t just maintenance—it’s smart planning.

Turning 65 soon? Medicare doesn’t have to feel like a maze.
Join us for a FREE educational dinner seminar on Indianapolis’ Northside where we break down everything you need to know about Medicare in a simple, no-pressure setting.
We’ll cover:
• When and how to enroll in Medicare
• The differences between Medicare Advantage and Supplements
• Common mistakes that can cost you later
• How to build coverage that actually fits your life
And yes—you’ll enjoy a complimentary dinner while you learn.
📍 Hosted at CenterWell Senior Primary Care (Northside, Indy)
🍽️ Free dinner included
🎯 Perfect for anyone turning 65 soon, retiring, or helping a loved one navigate Medicare
Seats are limited and these events fill quickly—reserve yours today:
👉 https://www.elkinfinancial.com/event/turning-65-medicare-seminar-on-indy-s-northside-free-dinner-at-centerwell-68/register
No pressure. No sales pitch. Just clear answers so you can make confident decisions.

Today we pause for Memorial Day.

At Elkin Financial Group, we’re grateful for the freedom we get to enjoy every day—and we recognize that freedom comes at a cost. Many brave men and women gave their lives in service to our country, and today we honor them and the families who carry their memory forward.

Whether you’re gathering with family, firing up the grill, or just enjoying a long weekend, take a moment to reflect on what this day truly represents: sacrifice, service, and gratitude.

From all of us at Elkin Financial, we wish you a safe, meaningful, and peaceful Memorial Day.

TOMORROW! 🏁

If you’ve been meaning to come to the Sandwich Generation’s Resource Fair for Seniors — this is your reminder.

Wednesday, May 6th | 4:00–6:00 PM
Cornerstone Lutheran Church – Fishers Campus
13450 E. 116th St, Fishers, IN 46037

Walk in. Meet 22 local experts. Attend a free masterclass. Walk out with a game plan.

No appointment. No registration. No pressure. Just answers.

Bring a friend who needs this too. 👇

Do you know a family that’s trying to figure out what their aging parents need — while still managing their own busy household? 🙌

There’s a free event next Wednesday in Fishers built exactly for them.

The Sandwich Generation’s Resource Fair for Seniors brings together 22 local experts covering everything from elder law and financial planning to senior living options, in-home care, Medicare, and downsizing.

📅 Wednesday, May 6 | 4:00–6:00 PM
📍 Cornerstone Lutheran Church – Fishers Campus
🎟️ Free to attend — just stop by

No registration required. Bring a friend. Bring a family member. Come as you are.

Tag someone who needs this. 👇

Raise your hand if any of these sound familiar ✋

🔸 “Mom keeps saying she’s fine, but I’m not sure she is.”
🔸 “I don’t know the difference between all the care options.”
🔸 “I’ve Googled everything and I’m more confused than before.”
🔸 “We haven’t done any legal planning and I don’t know where to start.”

If you nodded at even one of these, there’s a free event this Wednesday in Fishers built for exactly where you are.

The Sandwich Generation’s Resource Fair for Seniors
📅 May 6 | 4–6 PM | Cornerstone Lutheran Church – Fishers Campus
🎟️ Free to attend — bring your friends and family

22 local experts ready to answer the questions you didn’t know to ask.

Tag someone who needs this. 👇

Retirement comes with a lot of important decisions—but you don’t have to figure it out alone.

We’re hosting two upcoming free, in-person events designed to help you feel confident, informed, and prepared for what’s ahead:

📅 April 28
🍽️ Medicare Made Simple: A Turning 65 Dinner Seminar
📍 CenterWell College Park
If you’re turning 65 soon, this is a great opportunity to learn how Medicare works, what your options are, and how to avoid costly mistakes—all while enjoying a complimentary dinner.

📅 April 29
📘 What My Loved Ones Need to Know
📍 CenterWell Indy West
A meaningful session focused on getting your important information organized so your loved ones aren’t left guessing in a time of need.

Both events are educational, relaxed, and completely free—just real guidance to help you plan with confidence.

👉 Registration is encouraged (especially for the dinner seminar to ensure enough food!)

We’d love to see you there! Learn more or register here: https://www.elkinfinancial.com/event

Happy Easter! 🌷🐣

Today is a beautiful reminder of hope, renewal, and the promise of new life. As we celebrate, may you feel the peace and joy that this season represents—and the quiet reassurance that brighter days are always ahead.

Wishing you a day filled with faith, family, and meaningful moments with the people you love most.

From our family to yours, Happy Easter! ✝️🌸

Medicare may cover your major surgery.
But not your hearing aids.

A single set of hearing aids can cost thousands.

Dental crowns? Hundreds (or more).

These aren’t emergencies — they’re predictable expenses.

Retirement healthcare planning isn’t just about hospitals.
It’s about everyday life.

Check out our latest blog The Hidden Costs of Healthcare in Retirement (And How to Plan for Them) at ElkinFinancial.com