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By requiring car insurance in almost every state, U.S. car insurance laws help protect individuals involved in accidents that aren't their fault. These laws attempt to ensure that every driver who could potentially cause an accident has insurance to cover a minimum level of costs for any injury and damage.
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How to Stay Safe from Angry Drivers
If you’re in the presence of someone who is driving aggressively, you want to remain cool and collected to prevent setting them off. Even if it’s tempting to retaliate, try to be patient and follow these tips.

Don’t react to another driver’s aggression and avoid eye contact.
Don’t be tempted to fight — stay calm.
Lock your doors in the event you are confronted.
Go to the nearest police station if you are being followed or feel threatened. If you’re worried someone is a danger to drivers on the road, call the police.
Leave enough room between yourself and the aggressive driver. Don’t follow too closely. Move over if they’re attempting to pass.

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