10XCredit

Teach your kids early about credit and how to use it. Let me fix your credit that will grow you and change your family for generations. Inbox me or comment below

These are big league credit cards once your credit scores ( all 3) are at least a 650+
Citi Simplicity Card
Citi Double Cash Card
Citi AAdvantage Card
Barclaycard
Discover
American Express- 680+credit score
Chase Sapphire
Chase Slate (You cannot have more than 5 inquires within 12 months) they will DENY YOU.

Tips On Obtaining A 700+ Credit Score

1. Keep utilization between 1% - 10% per billing cycle.

2. Make sure that you have a mix of credit.

3. Don't miss any payments, 30 days after the due date is when most creditors will report you as being late.

If you're already doing this & you're still not in the 700 club, consider investing into a seasoned tradeline, inbox me for details. 🍻

Our credit restoration program is very easy. Just follow my credit restoration program guidelines!

PAY ATTENTION TO NUMBER 1
PAY ATTENTION TO NUMBER 5
PAY ATTENTION TO NUMBER 6

Credit Rebuilding Tips:

1. Have 4 open and active accounts with previous no negative history.
2. Keep your revolving balances below 15% of your limit better yet payoff balance.
3. Remove/Delete your negative accounts from your credit report. ( I'm doing this part)
4. Pay your bills early and not just on-time.
5. Avoid any unnecessary inquiries.
6. Do not apply for credit for someone who's not responsible with their own credit.
7. Be patient! You didn't ruin your credit overnight.
8. Stay focused!