Auto Financial Group

Auto Financial Group Announces Q1 2026 Results.
Read the full release here: https://www.prnewswire.com/news-releases/auto-financial-group-announces-q1-2026-results-302762808.html?tc=eml_cleartime

"The rise in longer-term loans, while beneficial in the near term for both dealers and buyers, is creating trade-offs, most notably around trade-in equity."

Instead of pushing terms longer, AFG programs give borrowers a clear path forward with a guaranteed future value and the ability to walk away at maturity. That structure can help reduce the cycle of negative equity and improve overall loan health.

Credit unions offering AFG's programs can:
• Offer payments borrowers can realistically afford
• Compete more effectively in a crowded financing marketplace
• Help members avoid or exit negative equity situations 

In a market facing a potential “day of reckoning,” having the right financing options in place isn’t just helpful, it’s necessary.

JD Power warns of 'day of reckoning' as long-term auto loans, negative equity pile up Seventy-two-month loans now dominate the market, making up more than 40% of financed vehicle purchases. (3 min. read)