Dobbs Insurance Solutions

Medicare Supplement Insurance Plans or Medigap comes through private insurance companies and aims to fill in the “gaps” left in the traditional Medicare coverage.

Accelerated death benefit rider is an add-on to a life insurance policy that pays out a portion of the death benefit while you're still alive if you're diagnosed with a terminal illness. An accelerated death benefit rider is paid out under specific circumstances — typically when you've been diagnosed with a terminal illness.