AGS Lending Partners

Everyone tells me they want 100% financing. So I give it to them. Then reality hits.

100% means I cover your purchase and rehab. That's it. You're still writing checks for 3.5 points origination, $2,500 processing, prepaid interest, and closing costs. That's typically 8-12k out of pocket before you even swing a hammer.

People hear 100% and think zero skin in the game. That's not how this works. You need reserves too — 25% of your rehab budget sitting in the bank. I need to know you won't bail when costs run over.

The math works because the deal is solid. Not because you're getting free money.

If true 100% scares you off, I have other options. 90% LTC programs where you bring 10% down plus fees. 95% programs. But let's be honest about what the number actually means.

DM me your next deal. We'll talk real numbers. 📲

Tim Haywood | AGS Lending Partners