Totus Wealth Management

No team wins with just one superstar, and no portfolio should bet on just one market. With the World Cup as a backdrop, the Cetera Investment Team explains why portfolios with global exposure are better equipped to adapt, adjust, and stay competitive no matter how the game changes.

PLAYING ON A GLOBAL STAGE: The Case for International Diversification The 2026 FIFA World Cup features a record 48 teams from six continents, with matches held across the United States, Canada, and Mexico. Billions of viewers…

Systematic withdrawals can be a helpful way to turn savings into retirement income. They work best when the system is built around your real-world needs, not a one-size-fits-all rule.

A structured withdrawal approach can create a more predictable paycheck by setting a cadence for distributions and aligning them with cash needs.

The tradeoff is that sustainability depends on the details: how much you withdraw, how your portfolio is invested, how you adjust for inflation, and how you respond during down markets. When those pieces are coordinated, systematic withdrawals can support a steady income while reducing the risk of pulling too much too soon.

Considering all aspects of your wealth is part of our comprehensive approach to wealth. https://www.totuswm.com/?utm_source=SA&utm_medium=Social&utm_campaign=SAAS