Comprehensive Financial Strategies

Did you know that starting Jan 1, 2026, those who made over $150k in 2025 and are over 50-years old are only allowed to make catch-up contributions to their plan’s Roth 401(k) or 403(b) thanks to the Secure 2.0 Act Section 603. If your company’s plan does not support Roth, you won’t be allowed to make ‘any’ catch-up contributions. Not impacted are SIMPLE IRA and SIMPLE 401(k) plans.https://www.irs.gov/pub/irs-drop/n-23-62.pdfhttps://sponsor.fidelity.com/bin-public/06_PSW_Website/documents/Roth_Catch_up_external_FAQs.pdf

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