Island Home Loans
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Island Home Loans is a residential mortgage broker that shops for the lender with the best mortgage loan terms to fit your needs. We were chosen by the readers of the Hawaii Tribune Herald as the Best Mortgage Company in their "BEST OF EAST HAWAII 2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019, and 2020."
10/10/2025
🏡 Thinking about buying a home… someday?
Don’t wait until you’re ready to start asking questions.
Even if you’re 1–2 years away, talking to a mortgage professional now can help you:
đź“‹ Build a plan for your credit, savings, and income
🧠Identify and fix any issues early
💡 Understand what’s realistic for your budget and goals
Getting prepared early means fewer surprises and a smoother path to your future home!
Only 8 out of 100 people know the minimum down payment required for a conventional home loan. Most overestimate what’s really needed. If you want more information about what’s actually required, talk to a trusted lender.
10/07/2025
🏡 Buying a home? Don’t forget—Homeownership is more than just a mortgage payment!
You need to budget beyond the mortgage -
As a homeowner, you’ll also want to budget for:
🔧 Maintenance & repairs
đź’ˇ Utilities
🏠Property taxes & insurance
🌴 Upgrades & personal touches
Keep in mind that we have seen property taxes rise with increasing property values and insurance premiums go up with more losses. Higher electric bills and general cost of living. Planning ahead keeps you financially comfortable and confident in your new home. ✨
Click here to claim your Sponsored Listing.
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Hilo, HI
Opening Hours
| Monday | 8am - 4pm |
| Tuesday | 8am - 4pm |
| Wednesday | 8am - 4pm |
| Thursday | 8am - 4pm |
| Friday | 8am - 4pm |
