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North Carolina minimum limit changes
North Carolina minimum limit changes will go into effect on July 1, 2025. This is a result of recent legislative changes detailed in S.L. 2023-133 (former S.B. 452) and S.L. 2024-29 (former S.B. 319).

Minimum limit increase for all new business and renewal policies effective on or after July 1, 2025

New bodily injury liability limits $50,000/$100,000

New property damage limits $50,000

Combined uninsured motorist/underinsured motorist coverage is now mandatory and coverage has been broadened

These changes will result in an increase to uninsured/underinsured motorist rates

***Additional changes to inexperienced operator surcharge and chargeability period were also included in the legislation, for drivers newly licensed on or after July 1, 2025. These include, expanding the surcharge period for inexperienced operators to eight years and expanding the surcharge period for certain SDIP point assignments to five years. In practice, these will not be applicable until on or after July 1, 2028.***

Winter is here. It’s time to get your car ready for the snow and ice! Learn how to help prepare your car for the wintery roads, with these tips: function URL() { [native code] }

Winter Car Safety Tips

Ice dam prevention is an important step in preparing your home for winter. Learn how to help prevent ice dams in your home this winter.

How to Help Prevent Ice Dams | Travelers Insurance

Wondering how to prepare for a snowstorm? Get the facts on how to help prepare yourself and your home for winter storms.

How to Help Prepare for a Snow Storm | Travelers Insurance