Marc Meglio, CDLP

🍁 Hello, Autumn! 🍁

The leaves are changing, and so could your mortgage! Fall is the perfect season to:
✅ Refinance and lock in a lower rate
✅ Explore a new home before the holidays
✅ Plan your financial goals before year-end

As the season changes, why not make a change that benefits your wallet too? 🏡✨

Sometimes the smartest moves aren’t the loudest ones. ✨

At PRMI, we approach lending with a balance of being thoughtful, strategic, smart, and yes—demure. Choosing us as your lending partner means aligning yourself with a team that values precision over flash, and long-term success over shortcuts.

Quiet strength. Lasting impact. That’s the PRMI difference. 🏡

🏡 Buy Your Home with Down Payment Assistance!

Our FHA Loan with Down Payment Assistance can provide up to 101.5% financing, helping you cover your down payment and even some closing costs.

How it works:
✅ No first-time homebuyer requirement
✅ Borrower must occupy the home within 60 days
✅ Ownership in another property allowed
✅ Non-occupant co-borrowers accepted
✅ Single-family, 2-unit, PUDs, condos, townhomes eligible
✅ Max income up to 160% of SMI or AMI
✅ 620 minimum credit score
✅ Close in as little as 15 days

Reach out today to find out if this is a good fit for you! This program makes homeownership more accessible than ever! 🏡✨

🚨 Market Update: Big News for Rates 🚨

This morning’s jobs report showed a sharp slowdown in job growth and the U.S. unemployment rate rising to a nearly 4-year high. While that’s tough news for the economy, it’s actually creating an opportunity in our world: the 10-year treasury yield dropped to 4.08%, the lowest we’ve seen in over a year.

📉 What does this mean? Lower yields often translate into lower mortgage rates — opening the door for:
✔️ Buyers who have been waiting for better affordability
✔️ Current homeowners who could benefit from a refinance
✔️ A potential shift toward stronger housing activity ahead

If you’ve been thinking about buying, refinancing, or simply want to know how these changes might affect your plans, now is the time to explore your options.

Let’s connect and make sure you’re positioned to take advantage of this market.

📊 Mortgage Market Update 📊

Refinancing is making a strong comeback:
✅ Rate-and-term refinances jumped 44% year-over-year
✅ Cash-out refinances rose 19%
✅ Overall mortgage originations increased 5.1% YoY

More homeowners are taking advantage of opportunities to lower payments, restructure debt, or access equity. If you’ve been considering a refinance, the momentum is building. 🏡✨

Check out the article here: https://brnw.ch/21wVquH?