Sprague Financial & Insurance Services

Study shows how long Social Security, $1.5M nest egg would last in 50 states A recently-released study from GOBankingRates looked at the financial runway that retirees would have in each state with Social Security benefits and $1.5 million socked away for retirement.

Are My Annuities Insured? An annuity is a type of insurance contract that can offer a guaranteed income stream, making them a common investment of retirees. In exchange for a lump sum or a series of payments, an insurance company provides guaranteed returns. While … Continue reading → The post Are Annuities Insured? appe...

Many Retirees Don’t Know About This Major Market Risk: Do You? Flat market cycles can wreak havoc on your retirement planning. Here’s why you shouldn’t focus only on average returns.

The Four Headwinds of Retirement and How to Combat Them There’s more to retirement planning than saving and investing. Don’t let these potential obstacles threaten your financial security.