Giving Tree Lending

Giving Tree Lending

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Giving Tree Lending has been helping people to not only realize the dream of home ownership but to also help them discover how their home's equity can create financial opportunities.

Photos from Giving Tree Lending's post 06/12/2026

๐Ÿ“Š Daily Mortgage Rates โ€“ June 12th, 2026

Hereโ€™s where rates stand today:
๐Ÿ”ธ Conventional 30-YR: 6.250% (APR 6.270%)
๐ŸŸ  FHA 30-YR: 5.625% (APR 6.297%)
๐ŸŸก VA 30-YR: 5.625% (APR 5.774%)

๐Ÿ“Š Non-QM Rates:
๐Ÿ”น Bank Statement 30-YR: 6.375% (APR 6.395%)
๐Ÿ”น P&L 30-YR: 6.750% (APR 6.796%)
๐Ÿ”น DSCR 30-YR: 6.625% (APR 6.645%)

Rates are based on 760+ FICO, $800K loan, 80% LTV. Subject to change.

Mortgage costs drifted lower today as investors responded positively to signs of cooling price pressures.

๐Ÿ“ ๋Œ€์ถœ์‹ ์ฒญ ๋งํฌ:
peterkimmortgage.com

๐Ÿ“ฉ ์นดํ†ก 1:1 ์ƒ๋‹ด:
http://open.kakao.com/me/givingtreelending

05/11/2026

FHA Streamline์™€ VA IRRRL์€
์ƒ๊ฐ๋ณด๋‹ค ํ›จ์”ฌ ๊ฐ„๋‹จํ•˜๊ฒŒ ์ง„ํ–‰ํ•  ์ˆ˜ ์žˆ๋Š” ๋ฆฌํŒŒ์ด๋‚ธ์Šค ํ”„๋กœ๊ทธ๋žจ์ž…๋‹ˆ๋‹ค. ๐Ÿ“„

์ด ํ”„๋กœ๊ทธ๋žจ๋“ค์ด ๋” ๋น ๋ฅด๊ฒŒ ์ง„ํ–‰๋  ์ˆ˜ ์žˆ๋Š” ์ด์œ ๋Š” ๋‹ค์Œ๊ณผ ๊ฐ™์Šต๋‹ˆ๋‹ค:
๐Ÿ”น ์†Œ๋“์„œ๋ฅ˜ ํ™•์ธ์ด ํ•„์š” ์—†๊ณ 
๐Ÿ”น ๊ฐ์ • ๋ฆฌํฌํŠธ๊ฐ€ ํ•„์š” ์—†๊ณ 
๐Ÿ”น AUS / ์ž๋™์‹ฌ์‚ฌ ์—†์ด ์ง„ํ–‰ ๊ฐ€๋Šฅํ•œ ๊ฒฝ์šฐ๊ฐ€ ๋งŽ๊ธฐ ๋•Œ๋ฌธ์ž…๋‹ˆ๋‹ค

์ด ๊ธฐ๋ณธ ๊ตฌ์กฐ๋ฅผ ์ž˜ ์ดํ•ดํ•˜๊ณ  ์žˆ์œผ๋ฉด
๋ฆฌํŒŒ์ด๋‚ธ์Šค ๊ธฐํšŒ๋ฅผ ๋” ๋นจ๋ฆฌ ์ฐพ๊ณ , ํŒŒ์ผ๋„ ๋” ํšจ์œจ์ ์œผ๋กœ ๋‹ค๋ฃฐ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.

์ „์ฒด ์˜์ƒ ๋ณด๊ธฐ ๐Ÿ‘‡
https://youtu.be/LOvQL1o0_BI

05/11/2026

FHA Streamline์™€ VA IRRRL์€ ๋‘˜ ๋‹ค ๊ฐ„์†Œํ™”๋œ ๋ฆฌํŒŒ์ด๋‚ธ์Šค ํ”„๋กœ๊ทธ๋žจ์ด์ง€๋งŒ,
์ƒˆ๋กœ์šด ๋Œ€์ถœ๊ธˆ์•ก์„ ๊ณ„์‚ฐํ•˜๋Š” ๋ฐฉ์‹์€ ์„œ๋กœ ๋‹ค๋ฆ…๋‹ˆ๋‹ค. ๐Ÿ“„

์ฐจ์ด๊ฐ€ ๋‚˜๋Š” ํ•ต์‹ฌ ํฌ์ธํŠธ๋Š” ๋‹ค์Œ๊ณผ ๊ฐ™์Šต๋‹ˆ๋‹ค:
๐Ÿ”น FHA๋Š” upfront MIP๊ฐ€ ๊ณ„์‚ฐ์— ํฌํ•จ๋ฉ๋‹ˆ๋‹ค
๐Ÿ”น VA๋Š” funding fee๋ฅผ ๋‹ค๋ฅด๊ฒŒ ๋ฐ˜์˜ํ•ฉ๋‹ˆ๋‹ค
๐Ÿ”น VA๋Š” ๊ตฌ์กฐ์ƒ ์กฐ๊ธˆ ๋” ์œ ์—ฐํ•˜๊ฒŒ ์ง„ํ–‰๋  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค
๐Ÿ”น ์ด๋Ÿฐ ์ฐจ์ด๋“ค์ด ์‹ค์ œ๋กœ ๋ฆฌํŒŒ์ด๋‚ธ์Šค ๊ฐ€๋Šฅ ์—ฌ๋ถ€์— ์˜ํ–ฅ์„ ์ค„ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค

๊ฒฐ๊ตญ ์ž‘์€ ๊ณ„์‚ฐ ์ฐจ์ด ํ•˜๋‚˜๊ฐ€
์ตœ์ข… ๋Œ€์ถœ ๊ตฌ์กฐ ์ „์ฒด๋ฅผ ๋ฐ”๊ฟ€ ์ˆ˜ ์žˆ๊ธฐ ๋•Œ๋ฌธ์— ์ด ๋ถ€๋ถ„์„ ์ •ํ™•ํžˆ ์•„๋Š” ๊ฒƒ์ด ์ค‘์š”ํ•ฉ๋‹ˆ๋‹ค.

์ „์ฒด ์˜์ƒ ๋ณด๊ธฐ ๐Ÿ‘‡
https://youtu.be/LOvQL1o0_BI

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110 E. Wilshire Avenue Ste 210
Fullerton, CA
92832

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Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm