Kates Realty

CLOSING COST: are the fees and expenses you must pay when finalizing a real estate transaction, typically due at the closing of the sale. These costs are in addition to the down payment and can vary depending on the price of the home, location, and the terms of your loan.

🔹 Typical Closing Costs for Buyers:
✅ Loan-related fees – Application, underwriting, and processing fees charged by the lender.
✅ Appraisal fees – Cost of the home appraisal, to determine the value of the property.
✅ Home inspection fees – If you had the home inspected for issues.
✅ Title insurance – Protects against any ownership disputes.
✅ Attorney fees – In some states, an attorney may be required to oversee the closing.
✅ Property taxes – You may need to pay part of the annual property tax amount upfront.
✅ Recording fees – Fees for recording the property transfer with the local government.

🔹 Typical Closing Costs for Sellers:
✅ Repairs or concessions – Costs for any agreed-upon repairs or credits to the buyer.
✅ Title fees – Cost of transferring the title to the new owner.
✅ Unpaid property taxes or liens – Any remaining taxes or debts tied to the property that must be cleared.

😴 It wouldn’t be hard to drift off in a bedroom like this!

With soft lighting, cozy textures, and a calming design, this space is made for sweet dreams and slow mornings.

Use the corresponding emojis and let us know if your current home is:
Too Big?
Too Small?
Just Right?

That cute dining table isn’t staying. Neither is that rug. 👋 Focus on the bones, the layout, and the flow. Décor leaves—floorplans don’t.

Isn't it cool how this fridge is practically invisible? 🧊 What do you think—does it make the kitchen feel more spacious?

. Brighter Days Are Here ⏰🌞
The clocks may jump ahead, but your mood doesn’t have to! Daylight Savings gives us more sunlight, more motivation, and more time for everything we love. Whether you’re sipping coffee on the porch or taking a stroll at golden hour, make today count and celebrate the extra daylight.