Worthen Insurance Group

25 years ago today, Houston woke up underwater. Tropical Storm Allison dumped more than 20 inches of rain in just 6 hours on the east side, that those short-duration records still stand today. Harvey brought more total water in 2017, but nothing has matched how hard and fast Allison came down.

If you've lived here long enough, you remember. And if you're newer to the area, ask a neighbor. They'll tell you.

Here's the thing we see all the time in our line of work: people assume that because their home has never flooded, it never will. But Allison flooded neighborhoods that had stayed dry for decades. Harvey did it again in 2017. Storms don't care about your home's history.

Most homeowners policies do not cover flood damage. It takes a separate flood policy, and there's usually a 30-day waiting period before it kicks in, so the time to think about it is now, not when a storm is spinning in the Gulf.

If you've ever wondered whether flood insurance makes sense for your home, give us a call. We're happy to walk through it with you, no pressure. That's just the Worthen way. 😀

Stay safe out there, Houston.