Wisdom Credit Repair LLC

What's in a FICO® Score?
FICO Scores are calculated using many different pieces of credit data in your credit report. This data is grouped into five categories: payment history (35%), amounts owed (30%), length of credit history (15%), new credit (10%), and credit mix (10%).

Wisdom 101 about Credit Utilization

Credit utilization is the 2nd largest part of your credit score. This is how much debt you are carrying in comparison to how much available credit you have. The scoring algorithm is set to reward accounts that have 30% or less of the accounts credit line being used. So get this to just under 30% to maximize this portion of your score.

https://www.selflender.com/blog/qa-naseema-financially-intentional

Self Lender - Q&A with Naseema from Financially Intentional Naseema McElroy from Financially Intentional shares insights on race, gender and building trust in finance

Check out these 12 Simple Steps to Repair Your Credit and Increase Your Credit Score
https://www.inc.com/jeff-haden/12-simple-steps-to-repair-your-credit-and-increase.html
Need credit help?
Visit us at www.wisdomcreditrepair.com 👨‍💼

12 Simple Steps to Repair Your Credit and Increase Your Credit Score Credit repair isn't hard. Improving your credit score doesn't take months. Just follow these simple steps to repair your credit and improve your credit score -- and your ability to borrow money on terms you can afford.