Matt Cole - State Farm Agent

If you identify with this - we should probably schedule a call to make sure you have enough life insurance coverage in place.

Give us a call at 615-807-1773 or stop by our office at 128 Holiday Ct Ste 110 in Franklin, TN!

❄️ Ice, Snow, and... Insurance? (The party never stops at 128 Holiday Ct!)

Franklin neighbors: is sounding the alarm for a Winter Storm Warning starting tomorrow night.

While you’re out grabbing the last loaf of bread and gallon of milk, we thought we’d provide the boring insurance “survival guide” for your home that you definitely didn’t ask for—but will be glad you have if things get icy. 🧊🏠

The “Boring” Homeowner Prep List:

• Drip the Faucets: It’s an oldie but a goodie. Keeping a slow drip on both hot and cold taps can prevent those pipes from freezing and becoming a very expensive indoor swimming pool.

• Open the Cabinets: Let the warm air from your house get to the plumbing under your sinks.

• Know Your Main Shut-Off: If a pipe does burst, knowing where your main water shut-off valve is can be the difference between a small mop-up and a total renovation.

• Check the Trees: If you have heavy limbs hanging over your roof, those are about to become ice-laden weights. Clear what you can safely now.

The “Worst Case” Reality Check: Standard policies usually cover “sudden and accidental” pipe bursts, but “preventable” damage is a grey area you don’t want to play in. If the ice causes a power outage and your pipes freeze because the heat was off, give us a call—we’re here to help you navigate the claims process so you aren’t left out in the cold.

Stay safe, stay warm—prepare your home today!