Corin Insurance Group LLC
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07/06/2026
Home insurance is changing — and this is one update homeowners should pay attention to.
As rates continue to put pressure on Texas homeowners, some policies may offer a lower premium by changing how the roof is covered.
The big thing to know:
Replacement Cost Value and Actual Cash Value are not the same.
Replacement Cost may help cover the cost of a new roof after a covered claim.
Actual Cash Value factors in depreciation, which could leave you paying more out of pocket after hail, wind, or storm damage.
A cheaper policy is not always a bad thing — but it should be an informed decision.
Before your next renewal, review:
Roof settlement
Wind/hail deductible
Dwelling coverage
Water backup
Overall policy limits
Have questions about your home renewal? Corin Insurance Group can help you review your options before you make a change.
07/04/2026
Hosting this weekend?
It’s a good reminder that home insurance is about more than the house — it’s also about the life happening inside it.
Guests, gatherings, and everyday moments are all reasons to understand how your coverage works.
Insurance can feel simple until the details get messy. Before your next renewal, make sure you understand more than just the premium.
Request a private policy review with Corin.
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550 Reserve Street Suite 190 &250
Fort Worth, TX
76092
