Zent Senior Health Insurance

I RETIRED. NOW WHAT?

OK, the word “Retired” caught your eye. I am easily into my seventies and still working, not as aggressively as I once did, but still working. I used to tell people that I still work because I didn’t know what I would do if I didn’t, which I think is true. But probably the bigger part is that I (we, my wife works, too) need the income to keep doing the things we want to do and buy things we want (within reason).

So, although I haven’t really “retired”, I might not be experiencing what many of you are, those who are fully retired. You can take what I am going to say with a grain of salt but take it anyway.
Being retired takes away the excuses for not getting tasks done that you told yourself you didn’t have enough time to do before retirement. The list might start with things like:

• Comparing car insurance pricing
• Comparing house insurance pricing
• Comparing medical insurance pricing
• Researching and learning how to invest
• Connecting with old friends and family
• Learning a new language
• Learning to dance
• Painting the house
• Etc, etc, blah, blah

The point is you now have the opportunity to get things done you have put off. Really? Then why isn’t the list getting shorter (much)? In my opinion, if you procrastinated before retirement, you will do the same after retirement.

I am not going to lecture you on how to become a non-procrastinator (it’s easy to talk big), but think on these sayings:

“Only put off until tomorrow what you are willing to die having left undone.”
“It is more mentally tiring to think about what has to be done, and all the things that might go wrong, than it is to physically do the job.”
“The longer you put something off, the closer you get to a period of consequences.”
“The only difference between success and failure is the ability to take action.”
“In any moment of decision, the best thing you can do is the right thing, the next best thing is the wrong thing, and the worst thing you can do is nothing.”
“Procrastination is the grave in which opportunity is buried.”
“The trouble is that you think you have time.”
“Hoping drains your energy. Action creates energy.”
“Even if you're on the right track, you'll get run over if you just sit there.”
“Nothing is so fatiguing as the eternal hanging on of an uncompleted task.”

Books on procrastination:
The Art of Taking Action by Gregg Krech
The 5 Second Rule: Transform Your Life, Work, and Confidence with Everyday Courage by Mel Robbins
The More You Do The Better You Feel: How to Overcome Procrastination by David Parker

I would love for you to share your thoughts.

Be wise in what you think, what you do and how you share. - Gary

Bad Habits Why are some seniors so darn healthy?

Experience has shown that a lot of people don't know what specific Medicare coverage they have. If they have a Medicare Advantage policy, they don't know if it is a HMO, PPO, HMO-POS, etc. They might even have a Medigap policy and are confused by the ads they see on TV, which are overwhelmingly for Medicare Advantage. Please, if you have any doubts or questions, let me help you.