SafeHome Insurance Services

While having homeowners insurance isn’t legally required, most lenders will not complete a loan unless you have documented insurance ready. This helps defray any risk the bank takes.

While we don’t need to know every time you replace the old carpet with a new carpet or paint the walls, we do need to know when a value-increasing improvement is made. This can include updating the wiring, replacing plumbing pipes or putting in high-end flooring.

We recognize that no one who’s buying a new home wants to consider what will happen if their home becomes so damaged that they can’t live in it, but it’s necessary. Ensuring you choose a policy with loss-of-use coverage could provide the cash you need for a hotel when you need it most.