Vested Land Services LLC
What Homebuyers Should Know About the New FinCEN Real Estate Rule
Buying a home in your own name? Nothing changes for you.
But if a purchase is made without a mortgage and the buyer is an entity or trust, a new federal rule from the U.S. Treasury’s Financial Crimes Enforcement Network (FinCEN) may apply.
Here’s the quick version:
- What FinCEN is doing: Requiring settlement agents to report certain non‑financed residential real estate transfers to help prevent money laundering.
- Who is affected: Buyers using LLCs, corporations, partnerships, or trusts — not everyday homebuyers purchasing in their personal names.
- What’s required: Basic information about the entity or trust and the individuals behind it.
- What it means for closings: It shouldn’t delay your transaction; it’s simply an added compliance step handled by your settlement team.
For official details, see FinCEN’s government FAQ page:
👉 FinCEN Residential Real Estate FAQs (U.S. Treasury) Here’s a clean, Facebook‑ready post that hits the right balance of clarity, brevity, and authority — and includes a direct citation to the official FinCEN FAQ page you requested.
🏡 What Homebuyers Should Know About the New FinCEN Real Estate Rule
Buying a home in your own name? Nothing changes for you.
But if a purchase is made without a mortgage and the buyer is an entity or trust, a new federal rule from the U.S. Treasury’s Financial Crimes Enforcement Network (FinCEN) may apply.
Here’s the quick version:
- What FinCEN is doing: Requiring settlement agents to report certain non‑financed residential real estate transfers to help prevent money laundering.
- Who is affected: Buyers using LLCs, corporations, partnerships, or trusts — not everyday homebuyers purchasing in their personal names.
- What’s required: Basic information about the entity or trust and the individuals behind it.
- What it means for closings: It shouldn’t delay your transaction; it’s simply an added compliance step handled by your settlement team.
For official details, see FinCEN’s government FAQ page:
👉 FinCEN Residential Real Estate FAQs (U.S. Treasury) https://www.fincen.gov/rre-faqs
Have a question, we are always here to answer.
FinCEN.gov .pdf-box { border: 5px solid ; padding: 5px; font-size: 16px; /* display: flex; */ text-align: center; } .pdf-box-red { border: 5px solid red; } These Frequently Asked Q
🏠 Medicaid & Your Home — The Truth You Need to Know
Many people think owning a home means Medicaid is a “freebie.”
Not true. One of the most common questions we hear is:
"Can I protect my home from Medicaid?"
The answer might surprise you—
and knowing it now could save you and your family a lot of stress later.
Read more here ➡️ Can I retitle a home to protect it from Medicaid?
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