Vantage Point Risk

Equipment theft is a matter of when, not if, for most landscapers, and standard property often will not follow the gear to where it gets stolen. Tools and equipment coverage that includes off-premises theft, sized to what you own and haul, with the expensive machines scheduled, is what turns a stolen-trailer morning from a total loss into a covered claim.

My Mowers Got Stolen Off the Trailer. Was I Covered? - Vantage Point Risk Equipment theft is a near-universal landscaping loss, and standard property often does not follow tools to the jobsite or in transit. Here is how inland marine (tools and equipment) fills the gap, plus scheduled vs blanket and rented gear.