Modern Collective Real Estate

If you spend enough time online, it might seem like home prices are crashing or that they’re about to.

But the data tells a different story.

According to Realtor.com, home prices are still rising in 71% of housing markets across the country.

That’s the majority of markets.

Of course, some areas are seeing slight price declines. But those markets are the exception, not the rule.

This is why it’s so important to look beyond dramatic headlines and focus on what’s actually happening in the data, especially locally.

Real estate is not one-size-fits-all, and national headlines do not always reflect what’s happening in our area.

Curious what home prices are doing here? Send us a message. We’d be happy to share what we're seeing.

You may have seen the headlines that mortgage debt in America has reached an all-time high. And while that’s true, it doesn’t tell the whole story.

Here’s the part that often gets left out: homeowner equity is also near an all-time high.

Right now, homeowners have about $34.1 trillion in equity, compared to $14.4 trillion in mortgage debt. That means, on average, homeowners own far more than they owe — and that creates a much stronger financial cushion.

It’s also one of the biggest differences between today’s market and the 2008 housing crash. Back then, many homeowners owed more than their homes were worth. Today, most homeowners are in a much healthier position.

So while the headlines can sound concerning, the bigger picture is much more reassuring. Homeowners have built significant equity, and that helps keep the housing market on stronger footing.

Questions about real estate? We’re here to help.
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