Alpha Business Credit LLC

What should I do first?
You should get a copy of your credit report for review. Order your credit report using the methods
discussed in Chapter 1. Once you have the credit report, review it for accounts that do not belong to
you. If it’s not clean, then use the dispute methods in Chapter 2 on how to repair your credit report. If
there is no incorrect information on your report, it’s time to build or rebuild credit. Remember,
building or rebuilding your credit takes time and discipline. So, don’t get upset if things don’t happen
overnight. Carefully review all of the credit repair building techniques listed below and pick the one
that best fits your situation. Once you select the rebuilding method, take action and stick with it until
you feel that it’s time to move on to a second technique.

Can you tell me the various ways to build or rebuild my credit?
Yes. There are ways to establish or restore your credit.
-Dispute and remove negative items.
-Use a student credit card.
-A secured credit card.
-Retail store cards.
-The credit unions rebuild your credit loan.
-Secured bank loan.
-Merchandise card.
-Cosigner method.
-PRBC strategy.
-MasterCard and Visa cards.
-Authorized user technique.
-Adding accounts to your credit report route.

It’s time to rebuild your credit!
Applying for multiple credit cards at one time is not the way to build credit when starting fresh. In doing this, you rack up multiple hard inquires on your credit report, which sends red flags to all potential lenders. As a result, you are denied and those inquires will stay on your credit report for two years. Whether you are trying to build or rebuild credit, you must select one credit building method and pay your bills on time for a year before applying for additional credit. This will show the bank that you have demonstrated your credit worthiness.

Visit our website www.Alphabusinesscredit.com to download your FREE 4-step guide on building business credit!