Properties by Chelle
02/13/2022
We are officially under contract 🙌🏽. I could not be more excited for my friends/clients and this next chapter in life. They were able to choose all their finishes and I can’t wait to see it all come together. Now the hard part…waiting for their beautiful home to be built. Thank you both for allowing me to go on this journey with you.
What are you doing to manifest your dream of homeownership? You got next!
Contact me today to discuss your goals and let’s get you on the path to making your dream a reality.
Rochelle Simmons, REALTOR®
Chelle Marshae Properties - Affiliated with Maximum One Executive Realtors
_________________________________________
📧: [email protected]
📞: (678)887-8540
01/21/2022
My clients always shine in my eyes, but it’s my job to make your offer shine to the seller!
Swipe right for tips on how to stand out as a serious buyer.
Inventory remains low, and with mortgage rates still in the low to mid 3%, competition for homes continues to be a challenge buyers face. A well-constructed offer can make you stand out as a serious buyer and give you the best chance at getting your dream home under contract.
These are only a few things that help you stand out from other buyers. Contact me today to discuss how my offer strategies can help you make your dream a reality.
Rochelle Simmons, REALTOR®
Chelle Marshae Properties - Affiliated with Maximum One Executive Realtors
_________________________________________
📧: [email protected]
📞: (678)887-8540
01/07/2022
First-time homebuyers typically have a lot of questions about the home buying process. Here are some top questions (and answers!) first-time buyers typically ask:
✅ How do I know if it’s time to buy instead of rent?
If you know where you want to live, have a steady and secure income, and are ready for the responsibilities of homeownership, then it’s a great time to invest in property. Homeownership is a great way to build equity.
✅ What does the lender need from me to give me a loan?
A credit check will be required to determine how much you qualify for. In addition, you will need to provide your last month of pay stubs (some lenders request the last two years of tax returns) to show proof of income. You will also need to provide your two most recent bank statements and last two years of W-2s.
✅ How do I know if I qualify for a loan and how much I can afford?
A mortgage lender pre-approves you for a loan. The lender will ask you some basic questions about your income and debts in order to tell you what amount you’re approved. They will also let you know how much your mortgage payments will be. Ask me for my lender recommendations!
✅ How much do I need to save up for a down payment?
A conventional loan down payment is usually 20% of the sales price, but other types of financing require as little as 3.5%. A mortgage lender can tell you what types of loans you qualify for.
These are all important questions. Take the first step today and contact me if you have additional questions about this process. 😌
Rochelle Simmons, REALTOR®
Chelle Marshae Properties - Affiliated with Maximum One Executive Realtors
_________________________________________
📧: [email protected]
📞: (678)887-8540
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Duluth, GA
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