Freedom From Debt

Want to save some money?
1. use cash for daily expenses. It's too easy to use credit cards and you spend more by using them plus add on additional interest.
2. Clear your cookies. Companies use dynamic pricing based on your online shopping history.
3. Skip the coffee shop. You can save up to $100 a month by brewing your own coffee.
4. Cut up your credit cards. They will only lead you to overspending and living above your means.
5. Make a grocery list. You will spend more based on shopping per your stomach and whims then you will with a list. Stop impulse purchases.

https://www.npr.org/2022/03/18/1087272336/americans-will-feel-the-impact-as-fed-raises-rates-heres-what-you-should-know?utm_source=facebook.com&utm_term=nprnews&utm_medium=social&utm_campaign=npr

Americans will feel the impact as Fed raises rates. Here's what you should know It's getting more expensive to borrow money, with rates on mortgages, car loans and credit cards heading higher. Here's where you're likely to feel the impact and what you can do about it.

Getting out of debt requires new thinking to break old habits. Start with a budget. This will help you understand and control your spending.