JFS- Services

Millionaire Monday Tip!!

Remember these numbers: 35, 30, 15, 10, and 10. That is the combination to unlock a perfect credit score.⁣ 🔐
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The 35 is your payment history. It makes up 35%, the largest part of your credit score. This is why you want to pay your bills on time and avoid LATE PAYMENTS. ⁣
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Also, if you have derogatory marks / accounts on your credit you need to get those cleared up ASAP. They tell a story that you at one time agreed to pay on item and you didn't. This is why negative accounts and late payments drop your score so much.⁣
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If your education and upbringing was anything like mine, you probably believe(d) that negative items have to stay on your credit report for 7 - 10 years. ⁣🤔
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Actually, any derogatory item can be disputed to be legally removed from your credit reports to improve your credit profile at any time. You do want to make sure you do this correctly though so you aren't waiving any of your legal rights and you get permanent results! 💯😉

Credit Tip Tuesday from your financial consultant Mrs. Jennifer!!! DM or Contact me for a free credit consultation!!

DM me or text credit to 630-795-9400 for more information!!