First Independence Bank

ity of Detroit, as well as the only African American‐owned bank headquartered in the State of Michigan. Treasury Management Services are generally managed from our Headquarters on Woodward Avenue in Detroit. Regarding our Bank On approved seal for 2023-2024:

The Cities for Financial Empowerment Fund (“CFE”) owns common law certification mark rights in the “Bank On” seal (the “Certification Mark”). As the provider of a banking account that has been certified as meeting CFE's Bank On National Account Standards (the "Standards"), you (“Licensee”) and your agents are hereby licensed to use the Certification Mark, a digital copy of which is provided herewith. By use of the Certification Mark, Licensee agrees to the following terms:

Licensee acknowledges that CFE owns the entire right, title and interest to the Certification Mark. CFE hereby grants to Licensee a non-exclusive, non-assignable, non-sublicensable license to use the Certification Mark in association with the provision of the First Choice Checking account (the "Account") to the public. The term of this license shall commence on the date the Account was certified as meeting the Standards and shall terminate on the last day of the latest calendar year displayed on the Certification Mark. Licensee is not entitled to use the Certification Mark other than under the terms of this license. Licensee acknowledges that license rights to use this Certification Mark are contingent upon the Account’s continued compliance with the terms upon which certification was determined and granted. Relevant changes to either the Account or to such certification standards will occasion a subsequent determination as to the grant of this License. By acceptance of this license, Licensee agrees that CFE may monitor the provision of services provided by Licensee in association with the Certification Mark and that, in the event CFE determines that the Account does not meet the Standards, CFE may terminate this license upon 30 days’ notice. Upon termination of this license, Licensee shall immediately cease to use or display the Certification mark for any purpose whatsoever. By acceptance of this license, Licensee agrees that (a) the Certification Mark is a valid certification mark and that CFE has the sole right, subject to such licenses that may have been granted, to control the use of the Certification Mark and (b) any use of the Certification Mark License has made in the past or will make in the future will not create in Licensee any right, title or interest in the Certification Mark, but such uses shall inure to the benefit of CFE and (c) Licensee will not make any material changes to the appearance of the mark without explicit approval of the CFE Fund.