Step By Step Financial Wellness

When it comes to rebuilding your credit after a bankruptcy, it can feel impossible. However with the right information & a little strategy, you can bounce back!

1️⃣ create a plan to effectively spend your money (monthly and review it each time you get paid)

2️⃣be strategic when applying for credit. Call and ask questions before applying & be honest about your credit!

3️⃣getting a credit card is the best way to effectively rebuild your credit. When ppl say credit cards ruin your credit, that is false. Lack of discipline & a plan is what ruins it!

& lastly, give it time! It didn’t happen overnight and you can’t get your credit back right overnight. Educate yourself n then apply the knowledge. Be sure to follow .financialwellness for more tips to build & rebuild.