Hive Haus Events

TIPS!!! Contact Your Creditors
Do this immediately to set up a payment plan if you miss payment deadlines and can’t afford your monthly bills. Quickly addressing your problem can ease the negative effect of late payments and high outstanding balances.

TIPS!!! Review Your Credit Report

You are entitled to one free credit report a year from each of the three reporting agencies and requesting one has no impact on your credit score. Review each report closely. Dispute any errors that you find. This is the closest you can get to a quick credit fix.

A government study found that 26% of consumers have at least one potentially material error. Some are simple mistakes like a misspelled name, address, or accounts belonging to someone else with the same name. Other errors are costlier, such as accounts that incorrectly are reported late or delinquent; debts listed twice; closed accounts that are reported as still open; accounts with an incorrect balance or credit limit.