Alabama Insurance Services 256-355-0413

As we honor the contributions of workers and pause for a little R&R this Labor Day, we want to thank our wonderful clients, colleagues, and professional network for being with us on this journey.

It's because of your trust and support that we’re able to do what we love and make a small difference in the lives of others.

Once again, thank you — and Happy Labor Day to you all ❤️ 🤍 💙

🚨 Attention, contractors 🚨 It’s time for some good old-fashioned insurance myth-busting.

Take a look at four big myths to keep in mind about commercial insurance:

1️⃣ Myth: "I don't need commercial auto insurance because I have a small business."
Reality: The size of your business doesn't determine your exposure to risk on the road. Accidents can happen to any business, regardless of its size. Protect your assets and financial stability with commercial auto insurance.
2️⃣ Myth: "Commercial auto insurance is only for large fleets."
Reality: Commercial auto insurance is available for businesses of all sizes, from single vehicles to large fleets–and it can be tailored to your specific needs.
3️⃣ Myth: "I don't need commercial auto insurance because I have excellent drivers."
Reality: Even the most skilled drivers can be involved in accidents. Commercial auto insurance provides a safety net for unforeseen circumstances, protecting your business from potential liabilities and financial losses.
4️⃣ Myth: "Commercial auto insurance is too expensive."
Reality: The cost of coverage varies depending on factors like vehicle type, usage, and driving history. However, the potential financial consequences of not having proper coverage can far outweigh the cost.

On that note, if you’re a contractor or small business owner, know that we’re here to help protect you and your business–and keep costs down 🤝 DM us or give us a call at 256-355-0413.

Did you know that you need commercial auto coverage for personal vehicles used during the course of business?

Unfortunately, many of the artisan contractors we talk to at Alabama Insurance Services were previously unaware of the risks posed by relying solely on personal auto coverage.

The good news: we helped these new clients find the best commercial auto coverage at the best rate, and we’re happy to do so for any other business owners in our network.

Interested? DM us or give us a call at 256-355-0413, and we’ll send over a complimentary quote 🤝

Did you know that July 1st is International Joke Day? We did! Here’s a favorite of ours:

How much does a chimney cost? Nothing, it’s on the house! 🏠 😂

What’s your best joke? Tell us it in the comments 💬

As temperatures heat up, so do some types of insurance claims. Keep reading to find out the most common accidents we see during the summer and a bit of guidance on how to prevent them.

🔥 Outdoor fires - Bonfires, cookouts, and grilling are fun but can put you at risk for fire. Never leave a fire unattended, and keep fires at least 10 to 25 feet away from flammable structures/surfaces.

🏊 Pool Accidents - Splishing and splashing come with a lot of dangers. Fencing in your pool, jumping safely, and never leaving children unattended help prevent accidents.

🚗 Car Accidents - Road safety is essential during summer vacations and road trips. Practice defensive driving, and complete a maintenance check-up on your car before hitting the road.

💸 Home Burglaries - With more people away from home on vacation, home burglaries and thefts can be higher. Installing a security alarm system and motion detection lights and having your neighbors collect your mail can all help prevent home burglaries.

Have summer safety tips to add to the list? 📝Comment them below, and share this post to help your network stay safe this summer!