Heather Best

When did you last assess your life insurance policy? If you have a term policy, is it nearing renewal? Reach out to me for your annual insurance review!

Spring is the perfect time to dust off your budget and give it a fresh start.

According to the WorkForces Report, 44% of Americans
couldn’t cover an unexpected $1,000 medical bill. A few
small updates now can make a big difference later.

If you feel financially strained, try these helpful tips:

✔ Review your recent spending.
✔ Clear out unused expenses.
✔ Tidy up your debts.
✔ Prepare for the unexpected with supplemental insurance.

Spring cleaning your budget doesn’t have to be a chore.

https://newsroom.aflac.com/Spring-cleaning-your-budget-A-
fresh-start-for-your-finances

newsroom.aflac.com

Before you pass away , remove your children as the beneficiaries for everything that you own. I know that sounds crazy , but you DONT want that.
If you want to pass down your assets to them after you pass away , then put all of the assets you own in a revocable trust , and then make your kids the beneficiaries of that trust.
When you go this route , your children can bypass what is called “the PROBATE period”. That process can be very long & ugly !
When you put your assets in a trust , your children have immediate access to the assets when you pass away. ALSO, you want to make sure to have a life insurance policy that covers your mortgage , so that when you pass away , your policy will pay off the mortgage and now your children will own the property out right !

Free game & generational wealth 🤌🏼✨