Tessa Samarripas - Realtor
Helping you navigate buying & selling in Plano, Frisco, McKinney & beyond! #DFWRealEstate #LocalLove
This is what so many buyers are craving right now- not just square footage, but spaces that support the life they actually want to live
Here’s your reminder that
The patio doesn’t have to be massive
The kitchen doesn’t have to be straight out of a magazine
and the living room can truly be cozy
Buying a home isn’t about chasing perfection or waiting until everything is “just right”
It’s about finding a space that fits the season you’re in
I see so many people thinking they need to wait for the perfect time, the perfect market, or the perfect home, and they end up putting their life on pause
Meanwhile, the buyers who move forward thoughtfully are the ones building memories now
If you’re ready to start looking for a home that fits your real life (not just your wishlist)
Send me a DM and let’s talk it through 👏💌
Using an agent’s mind to buy a home is the best play you can do 🤯
If I were buying today- here’s what I’d look into when offering
👉If the sellers motivated- I’d ask for covered closing costs (these are about 2-5% of the home price)
👉Or I’d ask for a home warranty- things break. This will cover things like HVAC and plumbing
👉Personal property- if you see the fridge is newer you can always ask them to throw it in with the home sale (never assume the sellers are leaving appliances!)
👉Negotiating closing timeline- think about when you’d want to close and not when the seller wants to close
👉Repairs- if you see something is broken but you’d rather fix it your way, ask for credit. That way you’re free to be in charge with how it’s done after closing
Curious what’s on the market in (enter city here)?
Let’s chat!
President Trump is proposing a 50-year mortgage plan to make homeownership more affordable and attainable
So you can spread out your home loan over 50 years, and have lower monthly payments, sounds great doesn’t it?
Lets talk about the “catch”
You’re going to deal with massive interest costs over time
Extending to 50 years could add around $389,000 in interest on a typical home
Debt stretches for a long period of time- and can continue into your retirement
One of the most powerful benefits of a home is equity buildup
Keep in mind, with a 50-year mortgage you build equity slower and it undermines the long-term “wealth creation” narrative of homeownership
So, while this could be a way for more Americans to enter the housing market and own a home, I think people need to proceed with caution and understand the financial risks
As always, I’m here for any questions you have about buying and selling 💌
What are your thoughts on a 50-year mortgage?
DM me with any questions you may have!
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