Mechell Insurance Professionals

📣2026 Hurricane season is in full swing, are you ready?

Aside from dealing with heavy and dangerous winds, we ALL should also be concerned with flooding, whether you are in a flood zone or not, because Mother Nature doesn't verify whether you are in a Flood Zone before a disaster occurs. Please keep the below details in mind before it's too late!

• Flood losses occur inside and outside mapped flood zones
• Most flood policies have a waiting period, unless tied to a new closing
• Waiting until a storm is approaching is often too late

A Quick Check-In for Our Clients ⛈️

​The recent thunderstorms have brought some incredibly intense winds our way! We hope you, your families, and your homes stayed safe through the worst of it.

​Once the weather clears, high winds can leave behind hidden damage that is easy to miss. To help you protect your property and ensure peace of mind, here is a quick 4-step checklist to guide you through the aftermath:

1. DO A SAFE VISUAL INSPECTION (Safety First)

Walk around your property only when it is entirely safe to do so. Look up and down for loose or missing roof shingles, damaged siding, leaning fences, and cracked tree limbs that could threaten your roof.

​2. DOCUMENT EVERYTHING IMMEDIATELY (Take Photos)

If you spot any damage, take clear photos and videos from multiple angles right away. Having a clear visual record is the most important step if you ever need to file a claim.

​3. MITIGATE FURTHER DAMAGE (Temporary Fixes)

If a window is broken or a piece of siding is missing, take temporary steps to cover it (like using a tarp or plywood) to prevent rain from getting inside. Keep receipts for any materials you buy!

​4. REVIEW YOUR COVERAGES (Policy Check)

Take a few minutes to pull up your current policy. Pay close attention to your deductibles (especially specific windstorm deductibles) and your dwelling coverage limits so you know exactly how your protection is structured.

​If you noticed damage from these recent storms, have questions about your deductibles, or just want to do a proactive review of your current coverages to make sure you're fully protected for the rest of the season, we are here to help! Feel free to give us a call or email us, we're always here to help!

361-402-8825
[email protected]

Important read regarding flood insurance.
We insure anywhere in Texas.