Bob Wiltse - William Raveis RE

Bob Wiltse - William Raveis RE

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I guide seniors & their families through housing & life transitions — with patience, clear answers & zero pressure. I help investors sell and buy residential single- and multi-family properties.

07/06/2026

Did you know you can lower your mortgage payment without refinancing?
Many people who downsize put extra money toward their new home loan. If that's you, ask about a mortgage recast. It keeps your same interest rate and loan term. Your lender simply recalculates your payment after you make a lump sum payment. The fee is usually just $150 to $500, much less than refinancing. It's a simple question that could save you money each month.

06/26/2026

A stronger offer starts long before you find the perfect home.
This National Homeownership Month, learn the difference between Pre-Qualification, Pre-Approval, and the added confidence of a Raveis Mortgage Certified Pre-Approval.

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Address


85 Main Street
Concord, MA
01742